Profit calculator

How to Calculate Your True Reselling Profit

Wendell ran a tidy little reselling side hustle for two years before he could answer a friend's simple question: "How much do you actually make per hour?" He had revenue. He had vague sense of margin. He did not have an answer, and that bothered him enough to spend a Saturday rebuilding his tracking from scratch.

True reselling profit is not complicated. It just has more cost lines than most sellers track. Here is the full formula, what belongs in each line, and the labor-adjusted hourly rate that turns a "good month" into either a real business or a 60-hour hobby.

The Full Formula

True net profit = Gross sales − Platform fees − Shipping cost − Landed COGS − Supplies − Mileage − Software/admin − Tax reserve − Labor cost

The last two lines are where the gap between "I made money" and "I built a business" lives. Most resellers stop at COGS and supplies and call it good. Wendell's first honest run included labor and stopped him from quitting his day job too soon.

Line by Line, Plain English

Gross Sales

The dollar figure on platform payouts before any deductions. Easy to find. Easy to celebrate. Not your money yet.

Platform Fees + Processing

The percentage and flat fees each platform takes. Pull them from payout statements, not from memory. If your effective fee rate doesn't match the headline number, look for refund handling and offer-related reductions.

Shipping Cost (Net of What Buyers Paid)

Buyer paid $5 in shipping. Your label cost $6.20. You absorbed $1.20. This line is the most under-tracked margin leak for sellers shipping heavy items at flat rates.

Landed COGS

What you paid for the item plus any sales tax paid at sourcing. Item-level, not average-cost. If you ran your spreadsheet on average-cost, the months where you happen to sell more low-COGS items will look better than they are.

Supplies

Tags, tape, hangers, packing paper, bubble mailers, ink, photo backdrop. Sum monthly. The number is bigger than it feels.

Mileage

Sourcing trips, post office runs, mall visits. Track miles, not gallons. Use the IRS standard mileage rate for US sellers; it is more favorable than itemized gas for most.

Software / Admin

Inventory app, cross-lister, scheduler, label software, photo storage, accountant fees, business cards, business-use share of phone plan.

Tax Reserve

Even if your final tax bill is lower, set aside roughly 20–30% of net (after the lines above) to avoid quarterly surprises. The exact number depends on your bracket and state—your accountant has the real answer.

Labor Cost

The line most sellers refuse to look at. Hours of sourcing, photography, listing, packing, customer service, drop-off, bookkeeping. Multiply by a fair hourly rate (start at $20/hour if you want to feel honest about it). If your business doesn't pay your labor at a reasonable rate, you have a hobby with deductions, not a small business.

Wendell's Month-in-Numbers Example

One real month, simplified:

Line Amount Notes
Gross sales $4,820 112 items across 3 channels
Platform fees + processing −$612 Effective ~12.7%
Shipping (net) −$118 Mostly under-charged on heavy items
Landed COGS −$1,890 From item-level log
Supplies −$144 Tape, mailers, tags, ink
Mileage (920 mi @ IRS rate) −$614 Use whatever current rate applies
Software / admin −$58 Inventr + cross-lister + portion of phone
Operating profit $1,384 28.7% of gross
Tax reserve (~25%) −$346 To savings, not spending
Net (pre-labor) $1,038 21.5% of gross
Labor (84 hours @ $20) −$1,680 The honest line
True net (after labor) −$642 His business was paying him less than $20/hr

That last line was the conversation he never wanted to have with himself. The business looked profitable until labor entered the formula. His actual hourly was about $12.40/hour ($1,038 net divided by 84 hours)—real money, but not full-time-replacement money.

That clarity drove three changes: stricter sourcing thresholds (no items under $15), tighter category focus (less low-margin commodity, more high-margin niche), and listing automation to cut time per item. Three months later his hourly was $24/hour. The formula was the same—the inputs got better.

The Three Profit Numbers Resellers Should Track

  1. Gross profit per item = Sale price − Fees − Landed COGS. Useful for category analysis.
  2. Operating profit per month = Sum of monthly gross profit − Supplies − Mileage − Admin. Useful for P&L.
  3. Net per hour = (Operating profit − Tax reserve) ÷ Total hours worked. Useful for life decisions.

The third number is the one that tells you whether to invest more time, raise prices, change categories, or get a different job. The first two flatter you; the third one tells the truth.

What People Get Wrong

Pro Tip: Pick a fair hourly labor rate and lock it for a year. Don't game it month-to-month. The point of the line is comparability over time, not optimizing today's number.

Connecting Profit to Revenue Thinking

If your tracker celebrates revenue and your bank account confuses you, the gap is the cost stack above. The detailed framing piece on the same idea sits at Why Revenue Isn't Profit. For cross-platform fee math when you're modeling per-item gross profit, the side-by-side breakdown lives in Platform Fee Comparison: eBay vs Poshmark vs Mercari.

Reality Check: If true net profit including labor is consistently negative, the business is subsidizing itself with your time. That's a valid choice (many sellers love the work) but it shouldn't be invisible. Look at the number; decide intentionally.

The Quarterly Habit That Pays for Itself

Once a quarter, Wendell runs the full formula. The labor line gets recomputed using his actual hours. The result tells him what changed—sourcing, listing speed, fee mix, category mix—and what to focus on for the next quarter.

True net profit is not glamorous math. It is the math that tells you whether the business is paying you. That answer changes nothing if you don't run it, and changes a lot when you do.

Run your real profit, line by line

The Profit Calculator handles fees, shipping, and COGS so you can compare items, channels, and months on a fair basis.

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